Heyyyy mommies!!! I wanted to share a website with you of the Top 100 Single Mom Blogs and Websites (we made #60 YEAH!).
It is filled with everything from budgeting, adoption, having twins to mommies finding their true happiness again in life!
Just click this link to read all about it! And don’t forget to tell us which ones you like the best!
Finances and Parenting!!! I got a chance to chat with Bola Onada Sokunbi of @clevergirlfinance about the challenges of single parenting and entrepreneurship along with this new sense of freedom of living in my purpose.
Things have changed over the last 3 months for me and my budget looks a lot different from when I was making six figures a year at my previous job. I used to shop at Target once a week – literally. But now, I am very intentional with my purposes and I have to pay attention to what I am spending. Recently I opened up my daughter’s savings account and this year, she wants to visit Hawaii!!!
Of all places, she wants to one of the most expensive trips yet, to the Aulani resort this year. But guess what, we have a budget and a plan for it! See how we are STILL going to save for our annual trip to Hawaii here!
As always, I love you all. Thanks for your DM’s, messages, inboxes and checking on me. The journey continues….
Be sure to subscribe for updates and exclusive prizes on my page jjonthemic.com and check out the video diary every Thursday at 2PM to keep up with my journey!
I didn’t know things could get any better!!!
They have the absolute best waffle fries, I LOVEEEE their signature sauce, always pleasant greetings and there’s just one thing they could fix -or two! Their lines are always long. BUT it’s worth the wait. Every. Single. Time! And be open on Sundays! (just kidding, we like that you give your employees a day off)
But things may be changing pretty soon. Chick-fil-A chose Houston to be the first city to introduce its first food truck in Texas. There’s a whopping 74 Chick-fil-A restaurants just in the Houston area. Though there won’t be a full menu, you will be able to purchase… keep reading here! #mypleasure
No matter how much you prepare, or ask those ‘did your baby…’ questions to your mom, friends or family members, are you REALLY ever ready to have your first child. You read every book there is about feeding, bathing, choosing a name, napping, diaper changing and the list goes on, but hey – there’s nothing quite like experience being the best teacher.
Mom of two year old Titan, Kelly Rowland, is set to debut her tell all book Whoa, Baby!: A Guide for New Moms Who Feel Overwhelmed and Freaked Out, March 2017!
Rowland herself says she was frightened by what a baby had done to her body… to find out what else she’ll be sharing in her new book, click here!
Follow her on IG @kellyrowland
No one likes to talk about debt and how much debt they may be in. We most times want to close our eyes and just hope they will take care of themselves, but we all know that is not true. For most of us, we can swiftly state our monthly debt payments with ease one bill at a time, whether it’s the car note, phone bill, daycare, rent/mortgage, and utilities. Those are all things that we you can probably say off the top of your head. But when it comes to the total amount of debt you owed? Many people don’t know or don’t care to know.
You might say, “Why does it even matter”? It matters because the total debt amount is what is keeping you living from paycheck to paycheck and unable to do things you would like to do in life (without restraints). If you haven’t added up your debt, you probably have not created a plan to get out of debt. To change your habits, you need to see what the big number is.
Tackling debt starts with writing it out or writing it down. Making a list of everything you owe, whether it’s mortgage, credit cards, car notes and even student loans.
Start by writing out the following:
1. The lender name
2. The amount you owe
3. The term of the loan/debt
4. The interest rate and fees
Then total them up. Sort them from the smallest amount to largest, or you can sort them by the length of time left to pay the debt. This will give you an idea of how much debt you have, how long you have to pay debt and possible ways to attack them. This is something that people do NOT like to do, but doing this is a necessary step to give you a complete look at all debt.
Once you’ve tallied the totals, you can create a plan for getting out of debt. Please don’t underestimate the power of a plan. “Debt avalanche” or “debt snowball” are two of many methods that can be used to implement a plan to get out of debt. Don’t get weary if it takes some time. Just like a diet, you didn’t get in debt over night, so you most likely will not eliminate debt over night (unless you win the lottery).
If you’re having difficulties figuring out where to start or can’t do it on your own, you can seek help from a credit counseling agency, financial planner or money coach, or even a bankruptcy attorney. With a plan, and guidance if you need it, hopefully those fuzzy numbers will turn into a clear plan — and you’ll have a get-out-of-debt success story to share!
Cicely Jones is the owner of MPA Financials, a Full Service Accounting Firm with 15 years’ experience. Cicely has a passion to spread knowledge of financial empowerment by educating clients and giving sound financial advice.