Mom Attends Son’s School for Donuts with Dad

Mom Attends Son’s School for Donuts with Dad

She’s wasn’t going to let her son miss out on Donuts with Dad just because dad isn’t around. Yvette Vasquez from Fort Worth, Texas, made a second trip back home after learning about what was happening has her son’s school, to put on a semi-disguise. She sorta became ‘dad’.

I don’t know about you, but not only was she courageous, but I’m sure her son was just as proud.

Read the full story here! 

The New Single Parenting is Best

The New Single Parenting is Best

I grew up without a father. And just a few months ago, I stopped blaming my dad for my mess ups in life.

I feel like sometimes the only one who understands me and what I went through, is my older brother. Though I have other siblings, I’m convinced they won’t ever understand what it’s like to grow up without dual parenting. They won’t ever “get” having to watch your younger siblings grow up with our dad and their mom, while you fine tune the sometimes problematic benefits of having a ‘strong black and independent’ mother. That’s another story, understanding the costs of being independent and finding love.

But I’m here to talk about why single parenting is in fact, not a bad idea. Besides, I’m the product of growing up in the non traditional golden American home, and I’ve succeeded pretty damn well. #cheers

Out of 11.7 million single parent homes, 85.2 % of those are headed by women.

Single parenting is best for many reasons. How many times have you found yourself saying “I told you so” but because you were in a committed relationship, you tried letting a man be a man and take leadership, and he made a decision that later didn’t work out. And you knew all along what the better choice would be. Been there? Well, as a single mom, you wouldn’t have to worry about that or any adult arguing. All decisions would be made by you. Kerri Zane lists the Top 5 Reasons It’s Better to be a Single Parent and you can read them all here! 

 

Being Prepared

Being Prepared

Being a single mom most times does not afford the luxury of having additional funds, that’s a heavy burden when everything is solely depended on you.  Single mothers carry the responsibility of taking care of the household, paying bills, grocery and clothes for the kids, and just MAYBE trying to save if anything is left. Child Support, Alimony or Government Assistance is not something every single parent receives to help, so it can be hard to be prepared for emergencies and save for a rainy day.

If you don’t have an emergency fund for unplanned events, you’ll most likely have to borrow the money or take money from a responsibility you already have. You know what that means?  That means you’ll end up in more debt!  Building an Emergency Fund will help you from incurring more debt but also create foundation of financially stability.

No two people have the same financial situations so your strategy to build an emergency fund should be catered to just your life.  Most say an emergency fund should be the equivalent of 3-6 months’ worth of living expenses in cash or liquid assets; that consists of paying for housing, food and necessities at least.  Or a better way to decide how much to store in cash is to think about how much of a cushion you would need if you lost employment for a few months.

Budget

To start saving, you must know where your money is going.  So your first step is to create a budget or write down all of your income and all of your expenses for a month.  Having those numbers in front of you will show you exactly where your money is going and the areas that you are spending too much money in. Know your monthly expenses will allow you to calculate your monthly take home pay. If your expenses are more than your income, your priority needs to be getting the two in line. You need to either cut your expenses, earn more money, or do both.

Just start

The most difficult thing at times is starting.  You’re saying, “But I don’t have it.” I’m saying, “Have you tried?”  Just start.  Don’t overthink it. Just start small and do it.  Even if you start with $10-25 every month or every time you are paid, guess what?  If you are diligent, it can add up.  Looking at a huge number of thinking you need a $1,000 saved up is scary and seems farfetched.  But if you change your perspective and break down the savings goal to monthly seeking smaller amounts, it will become easier and less scary to start.       

Save loose change

An easy way to save without much thought is to save loose change.  Ask the family to collectively contribute any loose change from their pockets daily.  To speed up the savings, include loose one and five dollar bills.  Doing this daily will add up but should be your only source of saving.

Plan

Planning is a key component to saving money.  Planning your day, meals, events, trips, etc. can all become cost effective measures that can potentially save you some money vs spending more money.  This can cut down on gas expenses from unnecessary errands and trips, to planning your lunch for work and not eating out wasting money on food.  Planning your meals ahead of time allows you to better plan your grocery list, which will also allow you to not waste funds on unnecessary items in the store. 

Unplanned events are almost guaranteed to happen when least expected.  So having a cash cushion accessible in case of emergencies is important. This may cause for a little sacrifice but it will prepare you for some unforeseen occasions that can cause additional financial strain.  Being a single parent sometimes means it’s all on you. So why don’t you go ahead and be prepared.

Cicely Jones is the owner of MPA Financials, a Full Service Accounting Firm with 15 years’ experience.  Cicely has a passion to spread knowledge of financial empowerment by educating clients and giving sound financial advice. 

Website: http://mpafinancials.com/

Facebook: https://www.facebook.com/mpafinancials/

Twitter: https://twitter.com/mpafinancials

Living Comfortably on a Single Income as a Stay-at-Home Mom

Living Comfortably on a Single Income as a Stay-at-Home Mom

Seems absurd right! Yeah, and so does living paycheck to paycheck seem to be so normal.

It doesn’t have to be that way, yet 71% of moms are in the workforce, and half need an additional income of what they already bring home. Women in the workforce and education levels have increased significantly and this shows that highly skilled women fleeing job opportunities and juggling family are becoming more and more obsolete.

Sarah Titus was left with just $5 to her name, the kids, no gas and homeless when her ex-husband just took off. She had to figure it out all on her own. And she did by selling free items from eBay and Craigslist. She was making $700 a month then $1500. Her inside drive led her to – read the story here!

 

World Autism Awareness Day #LIUB

World Autism Awareness Day #LIUB

What is Autism? Autism is a developmental disability that affects how one communicates with and relates to other people; a spectrum condition. It also affects how one makes sense of the world around them.

Single parenting is one of the greatest gifts of all. And it keeps on giving as children grow into their own beautiful beings. Parenting alone has its own difficulties, and raising a child with special needs can sometimes be even more interesting. Did you know that Autism, or ASD (Autism Spectrum Disorder) is the fastest growing developmental disability? 1 in 68 births are prevalent in the United States.

Meet Rebekah McClelland. She’s a single mom with Aspergers, raising two sons, the oldest diagnosed as high functioning on the Autism spectrum. She readily admits that she’s different, her boys are different and they CELEBRATE it! Her life with Autism has been extremely good, but being different has brought… check out her full story here!

Rebekah McClelland is a child and newborn photographer!

Follow her on Facebook @ Rebekah McClelland.